- Open Enrollment
You will have an opportunity to change your vision options during open enrollment, effective January 1 of the following year.
You are encouraged to maintain good vision through regular exams and appropriate corrective glasses or contacts by offering you a vision option which pays a portion of vision services. This coverage is addition to vision coverage you may have under your basic health insurance plan. You may elect the vision option even if you don’t elect medical insurance through Nazareth College.
What Are My Vision Options?
NazFlex offers you two vision options:
- 20/20 Vision Plan
- No coverage
If you elect the 20/20 Vision Plan, you may choose from one of two coverage levels:
- Employee only - coverage just for you
- Family - coverage for you and one or more eligible family members
Eligible family members include:
- Your spouse or eligible domestic partner
- Your child: natural, adopted or step child, or eligible child of your domestic partner who is under age 26 and unmarried
- A handicapped child 19 or older, who became incapable of supporting himself or herself because of a physical or mental handicap before age 19 and who is dependent upon you for more than half of his or her support (special application required prior to age 19)
Making Your Vision Election
If you elect the vision plan, you also must indicate your election in the vision category of your NazFlex Enrollment Form.
If you elect the "no coverage" option, you must also indicate your no coverage election in the vision category of your NazFlex Enrollment Form.
If you have a qualified "change in family status", you may change your vision election and other NazFlex elections in a manner consistent with the family status change that occurred. Here is an example:
If you elected no coverage because you had vision coverage through your spouse's or domestic partner's employer and you lose your coverage during the year because your spouse's or domestic partner's employer terminates its vision plan, you may change your election to single or family vision coverage.
Choosing a Vision Option
Like making your other benefit choices, only you can make the decision about which vision care option is right for you. Here are some considerations which may be of some help in making your decision.
- Estimate what your vision care expenses have been in the past. Looking at past expenses may help you to predict your vision care expenses in the future.
- Weigh the cost of the vision care plan against your estimated expenses. Would you potentially benefit from the Plan because you anticipate having regular vision care exams and expenses for corrective eyeglasses or contacts?
- Remember that you can choose to use your FSA Health Reimbursement account to lower your out-of-pocket vision care expenses by paying for them pre-tax.